You can Count on Clairemont Equipment to help you get the most out of your Equipment Investment
What is Right For You...
| » | Loan or Lease? |
| » | Low Monthly Payment? |
| » | Do you Need Depreciation or Expense? |
We have a dedicated financial specialist who will find the financial options that are right for you—comprehensive, flexible, and cost-effective financing. We will do everything we can to make it easy and affordable to buy the equipment of your choice. Whatever your equipment needs, Clairemont Equipment, KFC – Komatsu Finance and/or one of our other reputable lenders will have the financing solutions that will help you expedite your purchase and get your equipment on to your job site. We offer quick and easy financing, with customized payment plans and competitive rates.
INSTALLMENT SALE CONTRACT
For the customer who desires immediate equipment ownership yet wants to pay for the machine over an extended period of time. Down Payments or Trade-ins are typically included in these transactions:
| • | You claim the tax benefits of ownership (including depreciation and interest expense deductions) |
| • | New and used equipment may be finance |
| • | Clairemont Equipments lowest total acquisition cost option for machine ownership |
Manufacturer subsidized low interest rate installment purchase contracts over 24, 36, 48 and 60 months.
LEASING
Leasing offers several advantages not available with ownership: Lease with Fixed Residual, Lease with Fair market Value Option.
Synthetic lease arrangements wherein the customer can get the benefit of being off-balance sheet but at the same time take advantage of the depreciation deduction available through the new tax incentive program on construction equipment.
Residual lease plans with Fair Market Value purchase options.
| • | Use the equipment for a long term rental and keep the option to purchase at the end of the lease |
| • | Clairemont Equipment offers several different leasing options to fit the needs of your company, from long term rental options to a fair market value buy out |
| • | Leasing encourages a more orderly planned equipment replacement cycle, before maintenance costs become excessive |
| • | Easier to gain approval for and frees borrowing power and capital |
| • | Simplifies budgeting, bookkeeping, and accounting because of the reduction in paperwork and administrative requirement |
| • | Leases are available with service and maintenance |
RENTING
Dealer equipment rental programs offer many of the same advantages or benefits of lease programs, with three major distinguishing characteristics:
| • | The contract period for rental provides complete flexibility, with contract periods as brief as a day, week or month up to one year. However, it is important to note that as rental terms extend, the economic benefits diminish. |
| • | Rental equipment includes the provision for maintenance unless special provisions are made to the contrary |
| • | Rental provides an inexpensive means to try a new piece of equipment without a long-term commitment. In effect it is a paid demonstration |
In today’s complex business world, appropriate financing of the purchase is as critical as the specifications of the machine you are purchasing. That is why Clairemont Equipment has a staff dedicated to assisting you in making the correct decision. No purchase should be finalized until you have explored the financing alternatives routinely available to you. Financing plans commonly available are: We have a dedicated financial specialist who will find the financial options that are right for you—comprehensive, flexible, and cost-effective financing. We will do everything we can to make it easy and affordable to buy the equipment of your choice. On the other hand, if you prefer to finance through your bank, we're happy to assist. We can always offer a financing comparison, which sometimes saves you money.